WA home building grants, rebates & government schemes
House & Land Co provides independent, fee-free advice to help you access government grants and schemes for your new build. We’ll explain who qualifies, what each grant covers and how to apply.
Independent guidance on home building incentives
We make sure you take advantage of every incentive available to you, at no extra cost. Because we’re builder-neutral and don’t make money from you, we can give you unbiased advice on grants and rebates, and our team coordinates with lenders, builders and developers so you can access all applicable incentives while avoiding pitfalls or delays.
Before you rely on a number
Grant and scheme rules change, and the thresholds move. Treat the figures on these pages as a guide, and confirm current eligibility, income limits and property price caps with Housing Australia, firsthomebuyers.gov.au and RevenueWA before you rely on them. We will check your eligibility with you.
Current government schemes for WA home buyers
First Home Guarantee Scheme
The First Home Guarantee allows eligible first-time buyers to purchase a home with a 5% deposit instead of the usual 20%. We’ll guide you through the application process, verify eligibility and coordinate with lenders so you get the most out of your new home.
Help To Buy Scheme
Unlike grants or guarantor-style programs, this is a structured shared equity scheme where the government co-invests in the property alongside you. That means less debt, lower repayments and increased accessibility, but also shared ownership.
Transfer duty, after the concession and the grant
Enter a purchase price to see the duty on it, what the first home owner rate takes off, and whether the First Home Owner Grant applies.
WA Stamp Duty
Current WA transfer duty rates
| Bracket | Rate |
|---|---|
| $0 – $120,000 | $1.90 per $100 |
| $120,001 – $150,000 | $2,280 + $2.85 per $100 on excess |
| $150,001 – $360,000 | $3,135 + $3.80 per $100 on excess |
| $360,001 – $725,000 | $11,115 + $4.75 per $100 on excess |
| $725,001+ | $28,453 + $5.15 per $100 on excess |
Current RevenueWA schedule, from 7 May 2026. First home owner rate: no duty on a home up to $600,000, then $16.15 per $100 to $800,000. Vacant land: no duty up to $450,000, then $20.14 per $100 to $550,000. First Home Owner Grant: $10,000 on a new home up to $800,000 (south of the 26th parallel). These thresholds change, so confirm your own position with RevenueWA or your conveyancer before you rely on it.
Your settlement cost
Enter the purchase price and pick your buyer type to see your stamp duty exposure.
Estimated net cost
$0
Stamp duty payable, less any First Home Owner Grant.
your settlement report is on its way
It's landing in your inbox right now. Meanwhile, here's the full breakdown:
Here's the line-by-line workings.
Current RevenueWA transfer duty schedule. We've also sent a copy to your inbox.
What this means in context
The workings
- Stamp duty (before concession)
- $0
- FHB concession applied
- −$0
- Stamp duty payable
- $0
- First Home Owner Grant
- −$0
Before you rely on a number
An estimate, not advice. Duty thresholds and grant caps change: confirm your own position with RevenueWA or your conveyancer before you rely on it.
Not sure which ones you qualify for?
That is the most common question we get, and it is the fastest one to answer. Tell us your situation and we will work through what is actually available to you, at no cost.